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나만의여행정보 | Credit Default Swaps Can Help You Insure Your Company Bonds

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작성자 Corinne 작성일24-07-21 14:43

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Face it. Does new product development start in HR? Does HR have input in the new marketing program. Nope. HR is cost control. HR is a nuisance at best and a drag on profits most of the time. The corporate dream of outsourcing every employee would be realized if it was possible to do away with all the regulations, tax and benefit costs.

Once I have decided how to do the job, I need to establish a work flow so that the process I use protects me as well as my fellow workers.

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How well does your company communicate? Is there an answering service on the website that can be reached at any time? Do they answer all questions? Or do they push you to sign up for a loan or other services? What communication methods do they use to communicate with customers? Are they available to make phone calls, send email or text messages? Do they offer a password protected customer login to manage payments or communicate directly to the lender's customer service?

CDS contracts put a floor under the financial risk of owning large portfolios of bonds. You will lose more from your bonds if you pay the CDS price. But many fund managers accept this as a cost of doing business. Losing that money is acceptable because an unhedged bond default would be such a disaster to their fund.

Another myth is that small businesses can expand by hiring more people. This may be true for a few small businesses like Microsoft, but it is not true in the majority of cases. Most growth is measured in one to two employees, not hundreds. I will only hire so many workers if I open a 24-hour, 365-day convenience store. What if I open a second store one mile away and hire more staff? The answer is probably not. Because if I had not opened that convenience store, someone else would. It can sometimes be a zero sum equation, particularly for small businesses.
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