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The long-term effects of a car accident can result in costly medical bills, a decreased income and suffering. The person responsible for the accident should be held accountable for these losses.

A New York City auto accident attorney can help you seek the full amount of compensation for your losses. A lawyer for car accidents can safeguard you from unwarranted insurance denials.

Distracted driving

Every driver has the responsibility to drive in a safe manner and be aware of the road. Distracted driving can be dangerous for other road users. It's a major cause of collisions. If you've been injured by a distracted driver, you may be legally entitled to compensation.

While many people think of texting or talking on the phone when they hear the term distracted driving, it's actually any activity that takes your hands off of the steering wheel, your eyes off the road, or thoughts away from the task at the present moment. This can include eating, reaching for things in the car, engaging with passengers, adjusting dashboard controls such as the temperature or radio or personal grooming such as shaving or applying your makeup, and many more.

According to research from the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, the majority of crashes and 65 percent of near-collisions result from driver distraction. If you take your eyes off the road for just five seconds when you're driving at 55 mph could increase your risk of crashing.

If you've been injured in an accident caused by a distracted driver, a skilled auto accident attorney can help. They can look into your case and present most convincing arguments for compensation which includes covering all of your current and future expenses.

Car crashes

Car accidents can come in a variety forms including simple fender benders, to devastating head-on collisions. The type of accident determines liability as does the severity and nature of injuries to the victims and their financial losses.

National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the main driver's fault in motor vehicle accidents. Even the tiniest distractions - flipping through radio stations, putting on makeup or reading a map - could result in an injury or accident. Other causes of car accidents include reckless driving, speeding drunk driving, unsafe road conditions and weather, and elderly or inexperienced drivers.

A skilled New York City car accident lawyer can analyze your case and pinpoint all parties responsible for your injuries and financial losses. They can also discuss with the insurance company to agree on an acceptable settlement for your claim.

A skilled auto accident lawyer can assist you in obtaining the compensation you're entitled to for your losses and injuries including future and past medical treatment costs as well as lost earnings, emotional and physical distress, and other damages. They can also ensure that your claim for compensation includes insurance for uninsured or under-insured drivers, if required. This is especially crucial if the person at fault has no insurance, or has only the minimum amount required by New York law.

Uninsured or underinsured motorists

Some drivers don't carry insurance and others only have a limited amount of coverage. If an under-, or uninsured driver is responsible for causing an accident, it could be difficult to obtain compensation for your losses. In these situations it is crucial to have a competent lawyer working for you and the insurance company.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of a full-coverage insurance policy, and it can provide you with important protections in a serious accident.

The process to file UIM/UM is the same as the traditional claim for auto accidents. It is usually a matter of submitting copies of your medical bills and auto repair bills. The insurance company will examine these and other documents to determine where your losses fall within the boundaries of the other driver's insurance.

It's important to consult a New York City auto accident lawyer as soon after the crash as possible and file a UIM/UM right away especially when the other driver states they don't have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property Damage

If your car has been damaged in a collision and you want to seek compensation for the damage by contacting the insurance company. Our lawyers can help you in submitting a claim to recover financial and non-economic damages, like medical bills and lost wages. You could also be eligible to claim compensation for your pain and suffering.

We will document all physical evidence in your case. This includes taking pictures of the scene where the accident occurred and your property, like cracks, broken glass and cracked screens for your devices. We will also take copies of any accident or police reports, and secure any necessary information from witnesses.

The law in New York State is based on negligence that is comparative. This means that if you are found to be partially responsible for an accident, you will be able to reduce your damages by the percentage of blame you're awarded. The defendant could also be found entirely responsible for the incident and therefore is not entitled to any form of compensation.

Be wary of giving any oral or written statements to representatives of the at-fault parties' insurance companies, as they can be used against you in the future in court. You should also see a doctor as soon possible following the incident. Some injuries can take time to manifest and could be used against you in court if you try to claim compensation.

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